Risks of resource provision of the banks in conditions of instability

Abstract

Aim of the article is a characterization of the risks of resource provision of the banking and factors that affect them, as well as analysis and assessment of the Ukrainian banks’ activity in conditions of economical, social and political crisis. In the article there was researched the essence of resource banking risks. A definition of «risks of resource provision of a bank» was suggested. There was presented author’s classification of the risks of resource provision of a bank and were established causal connections between them. System risks faced by the banking system of Ukraine, in the context of its resource base, were analyzed. There were analyzed and investigated the causes of the outflow of deposits from the banking sector in Ukraine during the crisis. In the article were presented the dynamics of the hryvna devaluation in 2014-2015 and there were also revealed the key factors that led to its emergence and development. There was presented financial assessment of the impact of major bank risks on the economy of Ukraine, and was calculated the cumulative effect of the impact on the overall socio-economical situation of the state.