Features of the medical expenses compensation for dental care in voluntary medical insurance in Ukraine

Abstract

In Ukraine, in the presence of insufficient state financing of dental care to population, as an option of additional financing or full coverage the development of an insurance model of provision, voluntary health insurance in particular are described by some of healthcare organizers and economists. performed content analysis of the available sources of information on dental features compensation costs in the projects of voluntary medical insurance in Ukraine showed that the overall insured in the country on a voluntary health insurance can be considered about 2.2% of the population. Among the major players offer compensation for the cost of dental treatment provided in 72% of insurers. Volumes sublimits in such compensation is limited (less than 3000 UAH annually). Among the treatments and manipulations, the value of which is subject to compensation, prevails emergency dental care, diagnosis and treatment of dental caries. Measures of primary prevention of dental diseases are not compensated.