The probability of non-ruin of an insurance company with advertising expenses and investing in bank term deposit by MHull insurance of 10 Top insurance companies of Ukraine. II.

Abstract

The result presented in this paper is the second part of the paper [1], where was constructed an equation which allows calculating the probability of non-ruin for the classical model of risk when an insurance company has promotional costs. There is considered the case of investment in the financial (B,S)-market, precisely in riskless part of it, in the bank deposit, in this article. Some numerical results for the probability of non-ruin by MHull of 10 Top Insurance companies of Ukraine for the period 01/01/2015 to 06/30/2015 based on the developed formulae are provided. Some conclusions about the influence of advertising company and investing in the bank deposit on the probability of non-ruin are carried out.